Punjab Kisan Card Online Registration full Guide

Punjab Kisan Card Online Registration full Guide. Learn how to apply, check eligibility, and access interest-free loans up to Rs. 150,000 per season.

After years of firsthand experience with Punjab’s agricultural landscape, I’ve never seen an initiative as transformative as the Kisan Card scheme launched under the visionary leadership of the Chief Minister. As a farmer myself, navigating seasonal challenges during the Kharif season, I vividly recall the May 15 announcement of the second phase of the programme, which promised interest-free loans totaling Rs75 billion. What stood out was the flexibility—30% of the loan disbursed as cash, and 25% allocated for diesel, especially helpful for farmers like me with land ranging from 8 acres to 10 acres. The Minister for Agriculture and Livestock Punjab emphasized a proposal targeting timely repayment of previous loans under the Kisan Card scheme, rewarding us with a support package of Rs5,000 per acre. In the background, schemes like the Green Tractor Programme had already delivered 9,250 out of 9,500 tractors to successful applicants in the first phase, and the second phase was under consideration to roll out 10,000 to 20,000 locally manufactured tractors (from 60 HP to 85 HP) on subsidy, awaiting final approval. Meanwhile, the construction work on Model Agriculture Malls in Sahiwal, Multan, Bahawalpur, and Sargodha is 80% completed, with a proposal to build 10 more malls in the next phase. The Agriculture Graduates Internship Programme also looks promising, set to induct 2,000 agri-graduates across sub-departments of the Agriculture Department. From a technology standpoint, the Smog Control Programme saw 100% distribution of Super Seeder units ahead of the rice harvesting in September, with 5,000 super seeders ready and applications accepted across the province. The High-Tech Financing Programme, another brainchild of this administration, is bringing modern agricultural machinery and equipment to the fields by the next fiscal year, with 1,000 machines distributed, Rs30 billion allocated, and service providers eligible for interest-free loans of up to Rs50 million, repayable over five years. Having participated in the early cotton sowing campaign myself, which covered 840,000 acres, I saw how farmers cultivating 5 acres or more received a Rs25,000 incentive package and triple gene cotton was made available during this extensive campaign. As confirmed by the Secretary Agriculture Punjab, strict adherence to timelines under the CM’s Kisan Package and relentless field efforts are what ensured its success.

Punjab Kisan Card Online Registration full Guide of Overview

My first encounter with the CM Punjab Kissan Card felt like stepping into a new age for agriculture in Punjab—a true digital ecosystem crafted by the Punjab Agriculture Department in alliance with the Punjab Information Technology Board (PITB). The entire framework integrates multiple departments like PLRA, PMD, NADRA, and BOP, offering a seamless, government-issued solution tailored for farmers. This initiative provides interest-free loans that cover every stage from sowing to harvesting, easing the burden of purchasing agricultural inputs like fertilizers and seeds through authorized vendors. Each card remains valid for six months, enabling landholders with 1 acre to 12.5 acres to access up to Rs. 1.5 lac per season, capped at Rs. 30,000 per acre. I’ve personally seen how this project, estimated at Rs. 9.5 billion, has uplifted productivity and crop yield, while ensuring financial inclusion through real-time SMS notifications of all transactions. What’s even more thoughtful is the one-month grace period granted for debt repayment or fund returns, giving much-needed flexibility to small and mid-sized farmers managing seasonal pressures.

Eligibility Criteria

From my own registration experience, the Kisan Card process is impressively streamlined, yet it strictly requires farmers to meet specific eligibility standards. To be eligible, your land holding must not exceed 12.5 acres, and only land owners whose land record is officially available in PLRA are entitled to apply for the loan. During my application, one critical step was ensuring that my mobile SIM was registered against my own CNIC, and this was later PMD verified as part of the digital vetting process. These measures not only maintain transparency but also help ensure that benefits reach the right hands under this agriculture-focused initiative.

Scheme Components

Having personally gone through the registration process, I found the scheme not only accessible but impressively ONLINE and user-friendly, especially for farmers with land holding up to 12.5 acres, making them eligible. To begin, your mobile SIM must be registered against your CNIC and PMD verified, and only land owners with a verified land record in PLRA are entitled to receive a loan. The applicant is verified digitally through an interface connecting the registration database managed by PITB with PLRA records, followed by verification from NADRA, PMD, and eECIB. Once approved, the Chief Minister Kissan Card is issued by the Bank of Punjab. Initially, a loan facility was made available to 500,000 farmers on a first come first serve basis, with a maximum loan of Rs. 150,000 per farmer per season, applicable to 5 Acres at Rs. 30,000/acre. The loan amount is strictly meant for agriculture inputs like Fertilizer and Seed. In the current situation, under the bold initiative of CM Maryam Nawaz Sharif, the Kissan Card Program 2024 has taken a digital leap by digitizing subsidies, ensuring direct cash transfers, and offering interest-free loans via SMS updates. As of now, over 530,000+ cards have been dispatched, with a total capacity set to reach 750,000 farmers, marking a milestone in Punjab’s agri-tech evolution.

Kissan Card Verification & Loan Details

During my registration for the scheme, everything was conducted online, and I was impressed by how seamlessly applicants are verified digitally. The process starts with building an interface between the farmers’ registration database maintained by PITB and the PLRA record, followed by rigorous verification from NADRA, PMD, and eECIB to confirm identity and land ownership. Once cleared, the Chief Minister Kissan Card is issued by the Bank of Punjab, enabling access to a substantial loan facility. Initially offered to 500,000 farmers on a first come first serve basis, the maximum loan allowed is Rs. 150,000 per farmer per season, covering 5 Acres at Rs. 30,000/acre. The loan amount is strictly designated for essential agriculture inputs like Fertilizer and Seed, making it a highly targeted and impactful financial support system for Punjab’s farming community.

Kisan Card Online Registration Full Guide – FAQs

Q1: What is the Punjab Kisan Card Online Registration full Guide and who launched it?

A: The Kisan Card is a government-issued initiative launched by the Chief Minister of Punjab to provide interest-free agricultural loans and easy access to inputs like fertilizers and seeds for farmers.

Q2: How can farmers register for the Kisan Card online?

A: Farmers can complete their registration online through the official portal managed by PITB, with digital verification from NADRA, PMD, eECIB, and PLRA.

Q3: Who is eligible to apply for the Kisan Card?

A: All farmers owning up to 12.5 acres of land, with their land record available in PLRA and a PMD verified mobile SIM linked to their CNIC, are eligible for the scheme.

Q4: What are the benefits of the Kisan Card scheme?

A: The card allows interest-free loans of up to Rs. 150,000 per season, capped at Rs. 30,000 per acre, which can be used to buy agricultural inputs such as fertilizer and seeds. Farmers also receive real-time SMS notifications about transactions.

Q5: How many farmers will benefit from the Kisan Card?

A: The program aims to cover up to 750,000 farmers, with over 530,000 cards already dispatched, distributed on a first come, first serve basis.

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